“Working with Mike was an amazing experience. This is our second home purchase and it was night and day in terms of the support Mike gave us. This was not just with things under his purview, but helpful recommendations as well. We will be recommending Mike to anybody we know who is going through a purchase.”
Soha JafarzadeReach150 Reviews
“As a first time homebuyer for a conventional loan, I had done extensive research to find the right home for me. I work in a white glove industry, which makes me particular about the team I choose to work with, as I prefer to learn all along the way...”
Sean HilerReach150 Reviews
“We’ve worked with Mike for 20 years and he’s a true professional - on top of every detail, always looking out for his clients and generally making things super easy. He’s also a great person - trustworthy, personable and caring. Always a pleasure to work with Mike.”
Ken EbanksReach150 Reviews
“Working with Mike was a fantastic experience from start to finish. He moved with incredible speed and efficiency, expertly navigating us through his famous 12-day closing period. Mike took the time to thoroughly explain every step of the process, which gave us a great deal of confidence and clarity..”
Erik StaabReach150 Reviews
“Michael was a huge help in getting us through the process of buying our home in San Francisco. He was efficient and responsive, but also patient in explaining things clearly when we had questions. We always felt like he was on top of the details, which made what could have been a stressful process feel much easier...”
Patrick BarryReach150 Reviews
“I cannot recommend Mike enough! My realtor referred me to him and called him "magic", which is a fitting description. He was professional, diligent, an excellent communicator, and miraculously got me into my dream home in under 12 days...”
A. LackeyReach150 Reviews
“Michael delivered excellent results and provided exceptional service again! I’ve used him for every mortgage loan for more than 14 years now. He’s so knowledgeable and helpful. He serves with the highest integrity and honesty. I recommend him to everyone looking for a loan.”
Marica ChenReach150 Reviews
“As first time home buyers, Mike made the loan process approachable and stress-free, anticipating our questions and answering them with patience and kindness. He was extremely proactive and efficient, and we were able to close on our home in less than 2 weeks because of him...”
Claire BreenReach150 Reviews
“I will be quick here. I shop with 3 brokers. 2 of them told me they were the fastest, and that I would have the best rate. Some good numbers were mentioned, a lot of documents requested, multiple people working on it, writing me and calling me all the time...”
Leandro SennaReach150 Reviews
“Working with Michael on obtaining a loan and through the refinance processes has been wonderful. His expertise and guidance simplified what felt like a complex process when we started. Through Michael's advice we've secured the best available rates for our loans and insurance...”
Marlene MayfieldReach150 Reviews
“Michael was an asset during my home buying process. He enabled me to be more competitive by offering a rapid close, worked closely with my agents to ensure nothing was missed, and always had my best interests in mind. I highly recommend working with him for your home purchase!”
Satchel FriedmanReach150 Reviews
“Michael Zoppoth came highly recommended by several friends and he did not disappoint! Everything went smoothly even with some complications on my end. He was delightful to work with, very efficient and we closed in 2 weeks as promised once. I couldn't have asked for more.I look forward to continuing to work with Michael...”
Margaret BarrReach150 Reviews
“My husband and I just bought a condo at a lightning pace, and Mike was there with us every step of the way. Mike was extremely friendly, responsive, supportive and proactive in terms of explaining things to us. Even better, Mike does full underwriting from the start, so that we were able to offer the seller a quick close to make our offer...”
Jill Shaw-VidenovicReach150 Reviews
“Michael is a rock star! Super fast process from the first conversation through deal closing. Walked me through every step and made sure all the expectations are clear. Personally followed up on every step needed and walked an extra mile to ensure complete and utter success. Highly recommend Michael, he is amazing!”
Alexey ZhukReach150 Reviews
“Mike was so great to work with! He helped me close my home in less than 2 weeks. He was on top of everything and patient with me when I needed explanations on some of the documents. If I had any questions, he was always quick to respond. I would highly recommend working with Mike!”
Neha VoraReach150 Reviews
“Michael Zoppoth is absolutely amazing. Not only is he a great human being, but he also happens to be exceptional at his job! He is a complete joy to work with. Michael worked extremely hard to make the financial aspect of my home buying process a walk in the park...”
Jay AlexanderReach150 Reviews
“Mike was a life saver, we were pre-approved with a SF bank ( not thought Mike) that is now in deep trouble. We wrote an offer on a home based on that approval. Once we notified the bank we were in contract they all of a sudden lowered our approved amount stating due to the crisis they could no longer honor the full amount of our approval...”
Marcus JohnsonReach150 Reviews
“Mike was amazing to work with, his communication and helping us understand the process was very helpful since we were 1st time home buyers. We wrote an offer with a 21 day close of escrow and Mike closed our loan in 10 days. He also in this current interest rate market found us the best possible rate. Very highly recommended”
John McDanielReach150 Reviews
“Michael was great at helping us with our first home purchase experience. He was incredibly knowledgeable and helped educate us a long the process. I would highly recommend working with Michael!”
Matthew CorleyReach150 Reviews
“Michael was so great at helping us purchase our first home. He was incredibly knowledgeable, very patient, helped educate us about the process and was always available to answer any questions we had. We would highly recommend working with Michael!”
Martina BoueyReach150 Reviews
“We were referred to Michael from our real estate agent, Michael was super responsive and had our pre-approval done in less than one hour. We went into contract a few days later with a 15 day close of escrow, Michael closed our loan in 9 DAYS!!!! Highly recommend a real PRO....”
Marcy SilversReach150 Reviews
“As a first time home buyer Mike was awesome to work with. Efficient and responsive, he also patiently answered any question that I had along the way. I will definitely use Mike for any refinance I do in the future or future home purchases. Highly recommended!”
Mark DonderoReach150 Reviews
“Michael got us the best rate. He worked seamlessly with our realtor, bank lender, and title company to close efficiently. I would definitely work with Michael again for refinancing or purchasing a new home.”
Meaghan LynchReach150 Reviews
“We love Michael and have used his mortgage services for 10 years now. Most recently, he suggested that we submit an offer with a 14-day close. The offer was accepted very late on the Friday night of Memorial Day weekend, and 14 calendar days later (counting the holiday!) we closed escrow on Friday morning...”
Marica ChenReach150 Reviews
“Having not purchased a home in 40 years, I felt the luckiest personal alive to have Mike lead me through the process, offer competitive rates and advise me on how the mortgage process would proceed. He even suggested a very capable and efficient Title Company to make the process go more smoothly. Mike was professional, yet personal, and made the qualification and closing process seamless. Don't look anywhere else!”
Jennifer Z LambReach150 Reviews
“We used Mike Z for our mortgage when we bought our house. As first time home buyers we really appreciated all of Mike’s efforts. He got us a really terrific rate on the loan. He was very easy to work with. That was important because the seller changed the closing date on us and other issues came up. It was a pleasure to work with Mike and we would be happy to recommend him to others or to use him again in the future.”
AnonymousReach150 Reviews
“I can't say enough good things about how Mike guided us through the refi process.
Megan McDonaldReach150 Reviews
He is professional, knowledgeable, efficient and able to explain difficult concepts in a clear, comprehensible way. He got us a great rate and closed in record time. In an age when it's rare to even reach a human being by phone, Mike was very responsive, easy to reach, and quick to provide answers. Above all, he's warm, friendly, and easy to work with, not to mention funny!”
“Mike did a great job navigating us through our re-fi, from helping us find the best lender/rate to bringing us to a quick and efficient close. Highly recommend!”
Jon FetterlyReach150 Reviews
“Michael was just great - on top of things, got everything through ASAP and made the application successful quite quickly as well as a great rate! thanks”
Naomi JayReach150 Reviews
“I can't say enough good things about how Mike guided us through the refi process.
Julie SiegelReach150 Reviews
Mike was recommended by a trusted friend, and I am happy to pass on the recommendation to you. Mike was great to work with. He was so helpful in guiding me through the process of refinancing my home mortgage at an unbelievably low rate. Thank you Mike for your expertise, and for facilitating the process, which was remarkably fast and easy!!”
“Hi, You always hear that this will be the easiest process and we will get you the lowest rates, but Michael is the real deal and that is exactly what he got us. This was by far the easiest process we have experienced. Michael helped us every step of the way and had everything ready for us before we even knew that we needed it...”
Mike MarzilliReach150 Reviews
“Mike has been outstanding to work with throughout the entire refinancing process. This is the second time I have worked with Mike and I have to highly recommend him. Initially I agonized over the thought of doing a refinancing being that I am very busy with work, but Mike let me know it would be a quick and easy process and it wouldn't interfere with my busy schedule and he was right. The process was super fast and smooth and now I am benefiting from lower payments. Thank you, Mike!”
David TauntonReach150 Reviews
“Mike has been a great loan officer to work with. I was referred to him several years ago during the process of my first home mortgage, he made the process painless and transparent for this newcomer in closing my first home loan in the rapid paced San Francisco market. Recently I came back to Mike in seeking to refinance, and it took just one phone call to remind myself how easy Mike is to work with...”
Mahru AnReach150 Reviews
“I've refinanced my house several times. I dread it. But this time was a completely different experience. Someone I trust recommended Michael to me about 6 months ago. After we talked he admitted it didn't make good financial sense for us to refinance at the time. As things have changed he followed up with me a few weeks ago. We decided at this time it would be beneficial. From start to finish it was about 10 days. He guided us through the process and everything was seamless....no stress, no hassle. He has a great attitude, easy to talk to and maintains a sense of humor in these stressful times! I will be recommending him to friends.”
Mary NeidelReach150 Reviews
“Michael was absolutely amazing. The entire process to refinance our home was less than two weeks. It was seamless and Michael made it incredibly easy. Michael came highly recommended to us and we’ve already recommended him to our family and friends.”
Louis McClureReach150 Reviews
“I really enjoyed working with Mike. He did a great job. Mike was very clear in his presentations and very supportive with any questions I had. Mike was also very prompt and available almost every time I needed him. I believe he closed our refinance in like ten days which was super fast. Thank you, Mike!”
Steve WatersReach150 Reviews
“I've purchased and refinanced several homes over the years and this transaction was by far the easiest I have ever done. I emailed Mike on a Friday with a few questions and he got back to me right away. I was able to do everything online which reduced the amount of copying and emailing of documents almost to nothing. 3 weeks later the loan was closed. Mike kept me informed all throughout the process and was very easy to contact when I had questions. Cannot recommend Mike enough whether you are looking to purchase or refinance.”
John ClausingReach150 Reviews
“Michael is easy to work with and quite responsive. Michael resolved all inquiries quickly and clearly explained how to fulfill underwriting requests. He was patient and supportive when a hiccup developed that took some time to resolve. Once everything got together, the loan was processed very quickly. Michael also appreciates homeowner's enjoyments and challenges, and it was nice to hear his encouragement about my garden and other spaces in the house. He also has a pleasant sense of humor. I easily recommend working with Michael and will do so again, when needed.”
Simon GlinskyReach150 Reviews
“Mike was amazing! Very easy to talk to. He is great at explaining everything to first time home buyers! We were definitely in good hands with mike. And he was super fast! We will definitely be using mike again.”
Michelle FisherReach150 Reviews
“It was a pleasure to work with Michael on the refinance of my home. Very professional. Very on the ball. Stayed ahead of the process keeping my involvement to a minimum. Very communicative so I never felt out of the loop. One time he didn't answer an email in one hour and I got worried. Worry after one hour? That's the level of service Michael gave me. He's also a big user of DropBox which made document exchange/sharing so very easy. I look forward to working with him again.”
Al GhoraiReach150 Reviews
“Michael was wonderful to work with. He made the refinance process so easy for me to complete. From start to finish we were done within approximately 10 days and I didn't "pull my hair out!". Michael was very professional, very knowledgeable, and kept me apprised of where we were during the entire process. I loved dealing with him and would recommend if you are looking to refinance your loan that you contact him!”
Kimberly GershonReach150 Reviews
“Mike recently helped me refinance. Not only did he find me a great interest rate, the whole process was really smooth and quick. At a time when I know mortgage brokers are extremeley busy, Mike always provides professional, personalized service. He's always willing to answer questions or provide a status update on where things stand. He makes what can often be a confusing or stressful process very straightforward. Plus he's really fun to talk to! I've recommended him to several friends and colleagues who have all had similar positive experiences.”
Ryan GendreauReach150 Reviews
“It's the 3rd time we worked with Mike in the past 10 years. Always great.”
Moshe ElitzurReach150 Reviews
“We just refinanced with Mike’s help. He not only made sure to get us a competitive rate but also guided us all the way through the process. Mike is always on top of things, very knowledgeable, and fun to work with.”
Dirk & Christine RothReach150 Reviews
“Refinancing my home with Michael was a great experience. Michael was very efficient, organized and knowledgeable making the process very quick and painless. I have already referred him to three of my friends and colleagues. I highly recommend Michael.”
D BottReach150 Reviews
“We love Mike! He's been our trusted advisor on several re-fi's over the past 15 years and he's simply top shelf. Professional, personable, why wouldn't you go to Mike?”
Geoff & Maya ButterfieldReach150 Reviews
“We had the best experience working with Michael. We had tried several different times to refinance out of a student loan and everyone else failed. Michael, however, solved all the issues, and now we have a lower interest rate and are paying less every month. That includes paying off some debt. Thank you Michael, I would call on you again in a heartbeat.”
Maureen STuderReach150 Reviews
“Michael helped me with refinancing my loan in May 2020. He was very attentive and helpful. I would recommend him and absolutely use his services again.”
Margarita FinemanReach150 Reviews
